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liability insurance

 
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liability insurance - April 19, 2006 1:32:00 PM   
phfizical

 

Posts: 5
Joined: April 9, 2006
Status: offline
Hey all, just wanting your feedback on the most reasonable laibility/malpractice insurance provider and plan out there....

Thank you!

Tim
Post #: 1
Re: liability insurance - April 19, 2006 1:42:00 PM   
jma

 

Posts: 2312
Joined: August 24, 2000
From: NY
Status: offline
I have used HPSO, since school at http://www.hpso.com. It is the only one endorsed by the APTA.

(in reply to phfizical)
Post #: 2
Re: liability insurance - April 20, 2006 3:47:00 AM   
gerry

 

Posts: 235
Joined: July 6, 1999
From: Montgomery, AL, USA
Status: offline
I also use HPSO, and they have been easy to work with. Haven't checked rates in a while, but it was very competitive when I first started with them.

(in reply to phfizical)
Post #: 3
Re: liability insurance - April 20, 2006 9:09:00 AM   
phfizical

 

Posts: 5
Joined: April 9, 2006
Status: offline
thanks for the lead...I'm on it!

(in reply to phfizical)
Post #: 4
Re: liability insurance - April 20, 2006 11:53:00 AM   
Sean Weatherston

 

Posts: 102
Joined: August 3, 2005
From: Idaho
Status: offline
HPSO is a great deal. Before opening our new clinic last year, we priced one other company through an insurance agent that we bought a general liability policy from and it came back at over $3,000 a year.

I think we're paying around $450 a year per therapist with HPSO. They have sent us a few things hinting that premiums will be going up this coming renewal period, but I'm sure it'll still be the best thing out there.

_____________________________

Sean Weatherston, PT, OCS, CSCS

(in reply to phfizical)
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Re: liability insurance - June 24, 2006 6:58:00 PM   
cowboybuboy

 

Posts: 51
Joined: June 15, 2005
Status: offline
HPSO is not that good in terms of customer service. You'll wait like 10-15 minutes before someone answers. I use CM&F because they answer right away. I don't know why APTA endorses a poor customer service company. Wonder if the association gets a referral fee?

(in reply to phfizical)
Post #: 6
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